Business
We offer insurance packages that are tailored
for different types of businesses. Whether it is insurance for
your building, business property, equipment, inventory or company
vehicles, we offer products and services to protect your business.
- Contractors
- Professional Offices
- Manufacturers
- Wholesale
- Retail
- Restaurants
- Garage & Repair
- Delivery Services
- Day Care
- Workers’ Compensation
Property Insurance covers the risk of property loss in a variety
of commercial situations, including commercial buildings, equipment,
furniture, fixtures, inventories, business records, supplies
and other physical items.
Property Insurance may cover two types of property losses:
- Direct losses may be covered when property is lost, stolen,
damaged or destroyed.
- Indirect or consequential losses related to direct losses
may also be covered.
Casualty Insurance consists primarily of liability coverage which
protects an insured party against injury or damage claims made
by other parties.
Policies provide coverage for liability arising out of:
- Premises and Operation
- Fire Damage Liability (damage by fire to premises rented
to insured)
- Personal and Advertising Injury
- Medical Payments
- Products/Completed Operations
- Directors/Officers
- Professional
You may want to consider a Business Owners Package which combines
your Liability, Property and other types of coverage into one
comprehensive policy and which can help you save time and money
on your total insurance program. And since we live in an age
of million-dollar lawsuits, you may also want to add extra liability
protection in the form of a Commercial Umbrella Policy. We can
tell you more about these plans and if they make sense for you.
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